We did not find any major banks in Bir. However, there is a branch of Kangra Co-operative Bank in Upper Bir and Tibetan Colony, Lower Bir. HP Gramin Bank (PNB) also has a branch in Upper Bir.
There are no automated teller machines (ATMs) for instant cash in Upper and Lower Bir. So carry enough cash for your all needs. Or, you can walk to Chauntra (about one hour walk from Chowgan Chowk in Lower Bir) where Punjab National Bank (PNB) manages an ATM.
Lower Bir has a few money changers, including Friends Network, a franchisee of Paul Merchants Ltd.